About Panya Wealth
A Steady Place to Learn
About Your Own Money
We started Panya Wealth because we saw how many capable, thoughtful people in Thailand had reached their forties without anyone ever sitting down with them and explaining how money actually works.
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How Panya Wealth Came to Be
Panya Wealth opened its doors on Sathorn Road in 2018, founded by a small group of educators and financial practitioners who had spent years watching a pattern repeat itself: well-educated, hard-working Thais in their mid-forties quietly realising that nobody had ever taught them how to handle their own money.
The name Panya — wisdom in Thai — says something about what we believe. Financial knowledge is not a gift that arrives with age or with wealth. It is something that has to be learned, in a comfortable setting, with patient teachers and plain materials. That is what we set out to provide.
We deliberately keep our groups small and our language plain. Our programmes run at evening hours so that working adults can attend without taking time off. We use printed workbooks as well as digital recordings, because different people learn best in different ways.
We do not sell financial products. We are not a brokerage and we do not earn commissions. Our only interest is in helping you understand your own situation more clearly so that you can make whatever decisions suit you best — ideally with the support of a licensed adviser when the time comes to act.
Founded
2018
Location
Sathorn, Bangkok
Participants Taught
Over 340
Active Programmes
3 Courses
Mission & Values
What We Stand For
Three ideas guide everything we do at Panya Wealth.
Clarity Over Complexity
Financial language does not have to be confusing. We strip away jargon and explain things in the way a trusted friend with relevant knowledge might explain them — calmly, without showing off.
Education Without Agenda
We have no products to sell and no investments to recommend. Our goal is to leave you better informed, not to steer you toward any particular financial decision.
Time to Think
Decisions about money in midlife deserve careful thought. We build our programmes around reflection and review, not quick choices made under pressure.
Our Team
The People Behind Panya Wealth
Each member of our team brings patient expertise and a genuine respect for our participants' time and circumstances.
Praew Rattanaporn
Co-Founder & Lead Educator
Praew spent fifteen years teaching economics at a Bangkok university before founding Panya Wealth. She designs all course materials and leads the Foundations programme.
Kriangkrai Sombatprom
Senior Financial Educator
Kriangkrai worked in personal financial planning for over a decade before joining us. He leads the Planning for the Years Ahead programme and conducts most one-to-one review sessions.
Napat Jintanasat
Mentorship Programme Lead
Napat holds a background in financial literacy research and adult education. She leads the Considered Portfolio Mentorship and develops our individual learning paths.
Our Standards
How We Work
These are the commitments we hold ourselves to in every programme and every conversation.
Qualified Educators
All teaching staff hold relevant academic or professional credentials in economics, financial planning, or adult education. Credentials are reviewed annually.
Participant Privacy
Personal financial details shared in sessions remain confidential. We do not disclose participant information to any third party without explicit consent.
Transparent Materials
All workbooks and course materials are reviewed for accuracy before each cohort begins. We update content whenever Thai financial regulations or products change.
No Product Promotion
We maintain a strict policy against recommending or endorsing specific financial products. Our educators do not hold selling licences and earn no referral fees.
Ongoing Feedback
Participants complete a short review after each module. We read every response and use it to improve the next delivery of the programme.
Accessible Learning
Large-print materials are available on request. Session recordings are captioned. We are happy to discuss any accessibility needs before enrolment.
Financial Education Grounded in Thai Life
Many financial education resources available in Thailand are written for a younger audience, focused on early career savings habits or property purchases. Panya Wealth takes a different view. People who have reached their forties have more complex situations — dependants, ageing parents, mortgages, provident funds — and they deserve programmes built around those realities.
Our courses draw on the Thai financial system as it actually operates: Social Security Fund provisions, retirement mutual funds (RMF), long-term equity funds (LTF), and the specific products offered by Thai banks and insurance companies. Participants leave with a working understanding of these instruments, not just general principles borrowed from foreign markets.
We operate from a small, accessible office on Sathorn Road — central Bangkok, well-served by public transport — and run our evening sessions at times that suit working adults. All programmes include written materials in clear English, and our educators are experienced in explaining Thai-specific financial concepts to an international English-speaking audience as well as to Thai nationals.
Panya Wealth is not a financial services firm. We are educators. That distinction matters to us and to the people who learn with us.
Curious About Our Programmes?
We are happy to answer questions about how any of our courses work before you decide whether to join. Write to us — no obligation, no follow-up pressure.
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